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Reaching Our Balance

Uploader: Vur 3 month ago  
5% 85 votes

I liked the idea of deciding how much you can afford to BORROW rather than making the rule of thumb based on the total purchase price. Your credit score can affect your ability to borrow money, buy a house or even get a job. To me that makes a lot more sense than X times your income since X times your income has no account for interest rate variations on a loan which is much more significant than the price of your house. But, yes, when it comes to the housing market in So. Plan on appreciation and refi in two years — pull out that money.

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